This course is designed specifically for small business owners and entrepreneurs seeking to understand and access various funding options.
The course will discuss the ins and outs of the different types of capital, including SBA-guaranteed loans, traditional bank loans, non-traditional funding sources, equity, and little-known specialty lending programs, and weigh the pros and cons of each.
The course will also highlight the financial management strategies that help owners think like a lender and ensure their business is lender-ready.

Tuesday, May 5, 2026
10:00 AM to 12:00 PM
We would like to thank our partners for their generous support of this program.


Natalia Vargas-Montag is a business advisor with the UGA Small Business Development Center in Gwinnett. She joined the team in 2025, bringing more than 20 years of experience as a small-business owner, loan officer, and marketing manager. Natalia began her career with Accion USA in Atlanta before moving into marketing leadership roles at AT&T and LG Electronics. She also built and managed a short-term rental business, overseeing its operations and growth.
This program is funded through a cooperative agreement with the U.S. Small Business Administration and is supported by federal taxpayer funds. By registering, you certify that you are legally authorized to receive services funded by U.S. taxpayer dollars, in accordance with applicable federal law and regulations.
All programs are open to the public on a non-discriminatory basis. Reasonable accommodations for persons with disabilities will be made if requested at least two weeks in advance.
The UGA SBDC is funded through a cooperative agreement with the U.S. Small Business Administration. Click here to view our federal funding disclosure.
All SBDC services are provided in a nondiscriminatory way to all legal residents and citizens in the United States. Reasonable accommodations for persons with disabilities will be made if requested at least two weeks in advance.
The UGA SBDC is an accredited member of America’s SBDC.
The University of Georgia
Small Business Development Center
382 East Broad Street
Athens, GA 30602-5412
P: (706) 542-2762