State Small Business Credit Initiative (SSBCI)

State Small Business Credit Initiative (SSBCI)

About the Program

Over 80% of younger, smaller firms rely on personal savings or funds from friends or family to fund their business.* This means that only 20% of small, younger firms have access to outside capital sources. 

The UGA Small Business Development Center has a team of business advisors who serve as small and micro business finance specialists. This team is tasked with working with market segments that often lack access to capital or have difficulty accessing traditional lending.

Our business advisors are available to assist businesses through advisory services and educational training programs. 

PROGRAM PARTNERS

Georgia Department of Community Affairs

ADVISORY SERVICES

UGA SBDC Business Advisors provide advisory services in the areas of accounting, financial management, capital (loan) acquisition, financial projections creation and the administrative tasks associated with starting a business. 

Contact one of our business advisors if you need assistance:

  • Setting up an accounting /financial management system
  • Creating financial projections or financial statements
  • Seeking or applying for loans or business funding between $50,000-$150,000
  • Legally establishing a business in the state of Georgia (SOS, DOR, EIN, etc.)

SSBCI TEAM

EDUCATIONAL

Business advisors regularly host online and in-person, no-cost classes and workshops focusing on accounting, financial, and funding issues faced by small and micro businesses. 

In partnership with the UGA SBDC, the University of Georgia College of Family and Consumer Sciences is offering no-cost courses for entrepreneurs to understand and improve their credit scores. Click here for upcoming dates.

Wed
4
March
March 4th @ 9:00 am
Course Number: 0649-037
UWG Newnan Campus
80 Jackson St
Newnan, GA
0.00
This two-hour workshop will explore various small business funding sources, including the State Small Business Credit Initiative and the financial management best practices that support growth.
Wed
11
March
March 11th @ 9:00 am
Course Number: 0649-032
Synovus Bank
484 Mulberry Street
Macon, GA
0.00
This two-hour workshop will explore various small business funding sources, including the State Small Business Credit Initiative and the financial management best practices that support growth.
Thu
12
March
March 12th @ 9:00 am
Course Number: 0649-039
Regions Center
303 Jesse Jewell Parkway SE
Gainesville, GA
0.00
This two-hour workshop will explore various small business funding sources, including the State Small Business Credit Initiative and the financial management best practices that support growth.
Mon
27
April
April 27th @ 9:00 am
Course Number: 0649-040
UGA SBDC Augusta Conference Room
2907 Professional Parkway
Augusta, GA
0.00
This two-hour workshop will explore various small business funding sources, including the State Small Business Credit Initiative and the financial management best practices that support growth.
Mon
20
July
July 20th @ 9:30 am
Course Number: 0649-038
UGA Innovation Hub
210 Spring Street
Athens, GA
0.00
This two-hour workshop will explore various small business funding sources, including the State Small Business Credit Initiative and the financial management best practices that support growth.
Wed
29
July
July 29th @ 9:00 am
Course Number: 0649-035
University Center
1203 N. Patterson Street
Valdosta, GA
0.00
This two-hour workshop will explore various small business funding sources, including the State Small Business Credit Initiative and the financial management best practices that support growth.
Tue
15
September
September 15th @ 10:00 am
Course Number: 0649-033
GSU City Campus
64 East Main Street
Statesboro, GA
0.00
This two-hour workshop will explore various small business funding sources, including the State Small Business Credit Initiative and the financial management best practices that support growth.