How to WOW a Lender

Phil Wise

Phil Wise is the Area Director for the UGA SBDC in Columbus. He brings over 35 years of executive leadership experience and extensive experience in the areas of strategic growth, revenue enhancement and cost containment, customer service excellence, mergers/acquisitions, and greenfield management. Prior to joining the SBDC, Phil served as COO of a car wash company and was part of the management team that launched the express wash concept. He also served as president and CFO of a respected regional restaurant group. Phil has a BBA in Finance from University of Georgia and an MBA from Columbus State University.

Thomas Credle

Thomas Credle is a Business Consultant at the UGA SBDC in Columbus. He has extensive experience in banking and finance having served as a retail banking manager, credit analyst, commercial underwriter, commercial lender, business services manager, and vice president of commercial lending. Furthermore, he has experience working with several different types of lending intuitions including local, regional, and national banks as well as credit unions.

Thomas also brings experience with multiple types of capital ranging from debt, mezzanine, private equity, municipal bond, and nonrecourse financing & securitization, having worked as the CFO of a multi-state hotel developer and operator.

Troy Vollenweider

Troy Vollenweider is a Business Consultant for the UGA SBDC at the University of West Georgia. He has extensive experience from previously held financial and operational positions in commercial banking, small business management and healthcare administration. His commercial banking background covers almost 15 years of commercial lending, real estate lending, and mortgage warehousing. Troy's small business management experience includes work in real estate/property management with traditional and government-subsidized housing.