Topics covered include:
Survival to Legacy:
Building Financial Resilience & Generational Wealth
Jeretha H. Tabor, RICP, Executive Director/Area Manager-Wells Fargo Advisors
Grants for Small Businesses: Myths & Realities
Daniel McCoy, UGA SBDC Senior Business Consultant at Kennesaw State University
A certified Grant Writer and former lender of 21 years.
How to Use AI to Analyze your Financials
Thomas Credle, UGA SBDC Business Consultant in Columbus
A former lender, commercial underwriter, and CFO of a multi-state hotel developer.

Tuesday, April 14, 2026
9:00 AM to 1:00 PM
25% discount for early registration!



Nema Etheridge is the area director of the UGA SBDC in Albany. She joined the UGA SBDC with more than 15 years experience working with Georgia small businesses. Prior to joining the SBDC, she served as the marketing director for a Georgia-based coffee company that serves customers in wholesale, e-commerce and brick-and-mortar settings. She has worked in a variety of roles in small business, gaining experience in branding, communications, digital marketing, restaurant hospitality and management, sales, and strategic planning. She is a member of Les Dames d’Escoffier Atlanta, is fluent in French and speaks conversational Spanish.

Tonita McKnight is a Georgia native with roots in North and Southwest GA. She has a Bachelor of Arts from Spelman College with a major in Theater. She has held various positions in personal banking, property management, program management, grant administration and economic development.
She has worked with Albany Community Together, Inc. for the last nine years, where she helped entrepreneurs in Southwest Georgia with coaching, connections and access to capital. She is a certified Economic Development Finance Professional through NDC and a certified Business Incubator Manager through InBIA.


Wells Fargo
Executive Director - Area Manger

Daniel McCoy, a Senior Business Consultant at the UGA Small Business Development Center, Kennesaw State University, leverages over two decades of banking expertise, specializing in Commercial/SBA lending and financial advisory. With a solid foundation built over 10+ years in upper management in retail, Daniel seamlessly blends strategic acumen with operational finesse. His proficiency extends to human resources, grant research and government contracting, Daniel holds a BA degree from Covenant College and an MBA in Accounting from Benedictine University and is a SHRM Certified Professional and member in the National Society of Leadership and Success.

Thomas Credle is a Business Consultant at the UGA SBDC in Columbus. He has extensive experience in banking and finance having served as a retail banking manager, credit analyst, commercial underwriter, commercial lender, business services manager, and vice president of commercial lending. Furthermore, he has experience working with several different types of lending intuitions including local, regional, and national banks as well as credit unions.
Thomas also brings experience with multiple types of capital ranging from debt, mezzanine, private equity, municipal bond, and nonrecourse financing & securitization, having worked as the CFO of a multi-state hotel developer and operator.
This program is funded through a cooperative agreement with the U.S. Small Business Administration and is supported by federal taxpayer funds. By registering, you certify that you are legally authorized to receive services funded by U.S. taxpayer dollars, in accordance with applicable federal law and regulations.
All programs are open to the public on a non-discriminatory basis. Reasonable accommodations for persons with disabilities will be made if requested at least two weeks in advance.
The UGA SBDC is funded through a cooperative agreement with the U.S. Small Business Administration. Click here to view our federal funding disclosure.
All SBDC services are provided in a nondiscriminatory way to all legal residents and citizens in the United States. Reasonable accommodations for persons with disabilities will be made if requested at least two weeks in advance.
The UGA SBDC is an accredited member of America’s SBDC.
The University of Georgia
Small Business Development Center
382 East Broad Street
Athens, GA 30602-5412
P: (706) 542-2762