0575-001 ROM Myths and Realities of Small Business Funding

Myths and Realities of Small Business Funding

Wednesday, September 4th
$ 0.00
In Person
Access to Capital


Less than 50 percent of small businesses have their financing needs met.

If thinking about financing your small business makes your head spin, we’re here to help. Join us for Myths and Realities of Small Business Funding.

This program will cover the new State Small Business Credit Initiative program, designed to support small business’ access to capital, in addition to covering other various types of financing including: conventional bank loans, SBA-guaranteed loans, private equity, specialty lending programs and grant funding.

Our facilitators will delve into the common myths and misconceptions surrounding the financing of small businesses and provides a comprehensive understanding of the realities entrepreneurs face.

Through a combination of guided facilitation and class participation, participants will explore various financing options, debunk prevalent misconceptions, and gain practical insights into the various ways of financing a successful small business.

Starts in 2 months!


  • Understand the various avenues of financing for your small business
  • Determine the advantages and disadvantages of the different forms of capital as it relates to your business
  • Analyze your business from a lender’s perspective
  • Create the BIG three financial statements as well as a Personal Financial Statement
  • Be familiar with the various specialty lending programs available through the State Small Business Credit Initiative


Wednesday, September 4, 2024
9:00 AM to 12:00 PM

Cost: $0.00
Paulding Chamber of Commerce
455 Jimmy Campbell Pkwy.
Dallas, GA



Nora Guzman

Nora Guzman serves as a business advisor for the UGA SBDC in Rome and Gainesville. She has a diverse background with experience in management, human resources, manufacturing, quality assurance and accounting/tax planning. Prior to joining the UGA SBDC, Nora worked for a Fortune 500 manufacturing company, an international software education company, and her own consulting firm. Nora received her undergraduate in Business Administration and MBA in Management from Shorter University.

Howard Dent

Howard Dent is the Specialty Programs Manager at the UGA SBDC. He brings 25-plus years of experience in banking, finance, and entrepreneurship.  Prior to his role with the SBDC, Howard held positions at Accenture, Credit Suisse, and Wells Fargo & Co., where he and his team were responsible for raising over $3 billion in capital.   Howard was the founder and Managing Principal of a mortgage finance company, overseeing all daily operations.  Before that, he founded and operated a specialty-finance consultancy.   In his current role, Howard works with businesses in the areas of procurement, certifications, financial management and capital formation. 

Hosting Center: UGA Small Business Development Center in Rome
A Public Service and Outreach unit of the University of Georgia, funded through a cooperative agreement with the U.S. Small Business Administration. All programs of the UGA SBDC are open to the public on a non-discriminatory basis. Reasonable accommodations for persons with disabilities will be made if requested at least two weeks in advance. Contact Vivian Collins at [email protected] or call 706-622-2006