State Small Business Credit Initiative (SSBCI)

State Small Business Credit Initiative (SSBCI)

About the Program

Over 80% of younger, smaller firms rely on personal savings or funds from friends or family to fund their business.* This means that only 20% of small, younger firms have access to outside capital sources. 

The UGA Small Business Development Center has a team of business advisors who serve as small and micro business finance specialists. This team is tasked with working with market segments that often lack access to capital or have difficulty accessing traditional lending.

Our business advisors are available to assist businesses through advisory services and educational training programs. 

PROGRAM PARTNERS

Georgia Department of Community Affairs

ADVISORY SERVICES

UGA SBDC Business Advisors provide advisory services in the areas of accounting, financial management, capital (loan) acquisition, financial projections creation and the administrative tasks associated with starting a business. 

Contact one of our business advisors if you need assistance:

  • Setting up an accounting /financial management system
  • Creating financial projections or financial statements
  • Seeking or applying for loans or business funding between$50,00-$150,000
  • Legally establishing a business in the state of Georgia (SOS, DOR, EIN, etc.)

SSBCI TEAM

EDUCATIONAL

Business advisors regularly host online and in-person, no-cost classes and workshops focusing on accounting, financial, and funding issues faced by small and micro businesses. 

In partnership with the UGA SBDC, the University of Georgia College of Family and Consumer Sciences is offering no-cost courses for entrepreneurs to understand and improve their credit scores.

Upcoming classes: 
May 1 in Marietta

April
Webinar
Myths and Realities of Small Business Funding
Access to Capital (Online)
April 25
02:00 PM to 04:00 PM
$0.00
May
Webinar
Myths and Realities of Small Business Funding
Access to Capital (Online)
May 14
10:00 AM to 12:00 PM
$0.00
LaGrange
Myths and Realities of Small Business Funding
Access to Capital (Workshop)
May 21
09:00 AM to 11:30 AM
$0.00
June
Warner Robins
Myths and Realities of Small Business Funding
Access to Capital (Workshop)
June 27
09:00 AM to 12:00 PM
$0.00
July
Kennesaw
Myths and Realities of Small Business Funding
Access to Capital (Workshop)
July 02
09:00 AM to 12:00 PM
$0.00
Webinar
Myths and Realities of Small Business Funding
Access to Capital (Online)
July 18
10:00 AM to 12:00 PM
$0.00
August
Lawrenceville
Myths and Realities of Small Business Funding
Access to Capital (Workshop)
August 16
09:00 AM to 12:00 PM
$0.00
September
Tucker
Myths and Realities of Small Business Funding
Other (Workshop)
September 26
09:00 AM to 12:00 PM
$0.00
October
Albany
Myths and Realities of Small Business Funding
Access to Capital (Workshop)
October 09
09:00 AM to 12:00 PM
$0.00
Kingsland
Myths and Realities of Small Business Funding
Access to Capital (Workshop)
October 16
09:00 AM to 12:00 PM
$0.00
November
Lawrenceville
Myths and Realities of Small Business Funding
Access to Capital (Workshop)
November 01
09:00 AM to 12:00 PM
$0.00