Dreaming Cow
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Expansion Financing Essential for Rapidly Growing Thomasville Producer Kyle and Janelle Wehner started Dreaming Cow in 2009 to test whether their yogurt concept could be built into a national brand. Using an all-natural recipe derived from the South Island of Janelle’s native New Zealand, they make Dreaming Cow yogurt on Kyle’s parents’ Thomasville farm. Kyle […]
SBDC Consulting Helps Savannah Musician/Manufacturer Tap the Green Note
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[vc_row][vc_column][vc_column_text]A journey of fearless, creative self-discovery led renowned New York City jazz musician and music educator Jody Espina into founding JodyJazz, a global manufacturing business. And at a recent TEDxCreativeCoast talk he gave, he said he couldn’t feel happier about the success this journey has brought his way. “When you’re in this positive creative flow, […]
LLC or Corporation: Which Legal Structure is Better for Your Business
When starting a business, choosing the best legal form is a serious matter. If you don’t want your personal assets to be at risk, your choices are between a Limited Liability Company (LLC) and a Corporation. Both entities provide the limited liability protection that you want. What other criteria should you examine before making that […]
Credit Clean Up…A Critical Concern for Entrepreneurs
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As entrepreneurs plan to fulfill their dreams of launching a business, they should be very attentive to all the steps required to ensure success. Those steps typically include developing a comprehensive business plan that can be submitted to lenders to secure funding for their new business. Imagine planning for a significant event and overlooking a […]
Your Credit is Your Character
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When it comes time for you to borrow money to start or expand your business, remember that bankers are risk averse. Their main interest is getting their loan repaid in a timely fashion. Lenders assess the risk factors of the loan through their evaluation of the borrower, using the 5 C’s of credit: collateral, cash, […]
Taking Advantage of Today’s Interest Rates
Is now the time to refinance business debt? Is now the time to get a new loan for your business? In today’s low interest rate environment, many business owners are tempted to try to refinance existing debt or obtain a new loan to take advantage of historically low interest rates. Some owners are seriously looking […]
Building a Relationship You Can Bank On
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Business relationships are important to overall business success, and far too few borrowers continue in a meaningful relationship with their lender after their loan has closed. In many cases, an adversarial type relationship develops over time. A common perception is that bankers only want to assist you when you don’t need them. Mark Twain even […]
Juggling Small Business Growth
Everyone in business wants to grow, right? Except for hobby businesses, or those where the owner doesn’t have growth as a goal, the answer is usually “yes.” In the beginning, most business owners think only of survival, and rightly so. The popular press is full of studies touting the long odds against business survival, let […]